Accept online sofortbanking payments
Online sofortbanking transactions: Introduction
sofortbanking is an easy-to-use, direct payment procedure with the same high security standard as that used in online banking. Regular tests are performed to determine the protection provided for personal details. sofortbanking is the only European payment method which is not tied to one specific bank, and which directs the consumer to his or her own bank for payment. Consumers do not need to register, there is no suspense account to make deposits to, nor are they required to have a credit card to use this service.
Accept sofortbanking payments on your site: How to
It is simple. Basically, you have to follow the same procedure for any payment method:
Online sofortbanking transactions: Advantages and possibilities
If you are targeting the European market for your webshop activities, then sofortbanking is an interesting payment method to offer in your shop. Paying via sofortbanking is the most popular form of payment for online purchases in Germany, and in Austria, Switzerland, Belgium, the Netherlands and Great Britain, this easy and safe method of payment is rapidly gaining in popularity. A large number of banks (approximately 20,000) are affiliated with sofortbanking.
You will find a list of affiliated banks on the website of sofortbanking.
Compared with other online payment methods, the sofortbanking transaction costs are low. Consumers do not have to register to use sofortbanking, and personal details enjoy a high degree of protection (no incidents reported of fraud using PIN/TAN via sofortbanking), thus making the threshold to use this method of payment low. Once the customer has made the payment, the amount will be transferred immediately to ICEPAY’s bank account. You will receive a real-time confirmation of the transaction, and there is no longer any risk that the consumer will reverse the payment.
The advantages of sofortbanking for your webshop:
- Low transaction fees;
- Most frequently used payment method in Germany, Austria, Switzerland, Belgium and Great Britain;
- Very secure payment environment thanks to the unique TAN code;
- Rapid payment, real-time confirmation, thus making rapid delivery possible;
- Low-threshold since there is no registration requirement for consumers;
- - No risk of chargebacks.
Online sofortbanking transactions: How it works for customers
Payments via sofortbanking are fast and secure. Consumers use a secure payment form to make payments (which is not accessible to you as the merchant), and confirms the payment with a unique transaction code (TAN). The purchase amount is transferred directly to ICEPAY’s bank account, and you receive a real-time confirmation of the payment. Thanks to the real-time aspect of payment status, you know immediately when your customer has paid. This is not only handy for your records system, but also because it enables you to ship your products immediately after payment, and thus providing your customers with even better service.
Within this fast, secure payment process, all your customers have to do is:- Choose a product in your webshop;
- Choose sofortbanking as the payment method;
- Log in to the secure bank environment using online bank details (log-in info/PIN);
- Confirm the order using a unique TAN code;
- And: the payment is complete.
This payment method is available in:
The Netherlands
Belgium
Germany
Austria
Switzerland
Spain
France
Italy
| sofortbanking E-commerce | ||||
| Connection costs | - | None | None | On request |
| Transaction costs | - | 1% + € 0,40 p.t. | 1% + € 0,35 p.t. | On request |
| sofortbanking Content / Gaming | ||||
| Connection costs | - | None | None | On request |
| Transaction costs | - | 2% + € 0,40 p.t. | 2% + € 0,35 p.t. | On request |
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Check all ICEPAY Accounts and choose the account that best suits your business. You can immediately start testing ICEPAY without any obligation. |
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